document.write ('\
<iNavigate>\
      <script language="JavaScript1.2">\
        iNavigate.AutoClose        = false;\
        iNavigate.AutoCloseCurrent = true;\
        iNavigate.ConvertParent    = false;\
        iNavigate.InitiallyOpen    = false;\
        iNavigate.MatchQueryString = false;\
        iNavigate.NodeBlankName    = /Blank/i;\
        iNavigate.NodeMinusName    = "Minus";\
        iNavigate.NodePlusName     = "Plus";\
        iNavigate.NodePlusTitle    = "Open Menu";\
        iNavigate.NodeMinusTitle   = "Close Menu";\
        iNavigate.OpenOnClick      = false;\
      </script>\
\
<span id="iNavigateAll">\
\
<!-- Begin Prepayment Library Home ----------------------------------------->\
<span id="iNavigateMenu">\
\
<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
<td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
<td><img id="iNavigateMenuBox" src="../iNavigate/graphics/rootblank.gif" width="16" height="16" border="0"></td>\
<td class="iNavigateCaption" nowrap><span id="iNavigateMenuNode">Prepayment Library</span></td></tr></table>\
\
   <!-- Begin Prepay.Introduction---------------------------------------------->\
   <span id="iNavigateMenuBody">\
\
   <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
   <td class="iNavigateItem" nowrap>\
	 <a id="iNavigateItem" onFocus="blur()" href="../prepay/PrepayIntroduction.htm" title="Prepay Introduction">Introduction</a></td></tr></table>\
\
   <!-- Begin Default Model Area Heading ----------------------------------------------->\
	 <span id="iNavigateMenu">\
\
	 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	 <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	 Default Model</span></td></tr></table>\
\
      <!-- Begin Default Model Items ----------------------------------------------->\
		  <span id="iNavigateMenuBody">\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>EspDefaultModelDials</td></tr></table>\
\
 				<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>EspDefaultModelInput</td></tr></table>\
\
 				<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>EspDefaultRate</td></tr></table>\
\
 				<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>Esp...PrepayAndDefaultModelMThread</td></tr></table>\
\
 				<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>getDealBinningCriteriaForWacAndWam</td></tr></table>\
\
   </span> <!-- end Default Model Items -->\
	 </span> <!-- end Default Model Menu -->\
\
   <!-- Begin Prepay.Structures Heading ----------------------------------------------->\
	 <span id="iNavigateMenu">\
\
	 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	 <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	 <a id="iNavigateItem" onFocus="blur()" href="../prepay/PrepayStructures.htm" title="Prepayment Structures">Structures</a></span></td></tr></table>\
\
      <!-- Begin Prepay.Structures Items ----------------------------------------------->\
		  <span id="iNavigateMenuBody">\
\
         <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct heading ------------------->\
		     <span id="iNavigateMenu">\
\
		     <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
         <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
         <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
         <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
				 <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
		     <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
		     EspMortgageCollatDescStruct</span></td></tr></table>\
\
         <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct Items ------------------->\
		     <span id="iNavigateMenuBody">\
\
            <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct.EspARMDescStruct Heading --->\
		        <span id="iNavigateMenu">\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
						<td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
		        <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
		        EspARMDescStruct</span></td></tr></table>\
\
               <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct.EspARMDescStruct Items --->\
		           <span id="iNavigateMenuBody">\
\
		           <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leafEnd.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>EspARMCFGeneratDescStruct</td></tr></table>\
\
               <!-- End Prepay.Structures.EspMortgageCollatDescStruct.EspARMDescStruct--->\
  	           </span>  <!-- iNavigate Menu Body -->\
		           </span>  <!-- iNavigate Menu -->\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspPrepayLoanLevelDescStruct</td></tr></table>\
\
               <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayFineTuneStruct Heading --->\
		           <span id="iNavigateMenu">\
\
						<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
						<td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
		        <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
		        EspPrepayFineTuneStruct</span></td></tr></table>\
\
               <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayFineTuneStruct Items --->\
		           <span id="iNavigateMenuBody">\
\
		           <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leaf.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>EspFunctionOfDateStruct</td></tr></table>\
\
               <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leaf.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>OptionalInputHousingSales</td></tr></table>\
\
 							 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leaf.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>EspHistorySMMsForDynam...</td></tr></table>\
\
 							 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leafEnd.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>EspAdvancedPrepayFineT...</td></tr></table>\
\
               <!-- End Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayFineTuneStruct--->\
  	           </span>  <!-- iNavigate Menu Body -->\
		           </span>  <!-- iNavigate Menu -->\
\
               <!-- Level 4: Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayPenaltyDataStruct Heading--->\
		           <span id="iNavigateMenu">\
\
						   <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
						   <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
		           <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
		           EspPrepayPenaltyDataStruct</span></td></tr></table>\
\
               <!-- Begin Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayPenaltyDataStruct Item--->\
		           <span id="iNavigateMenuBody">\
\
 							 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
               <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				       <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
               <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
							 <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			         <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leafEnd.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td></tr></table></td>\
               <td class="iNavigateItem" nowrap>EspSupplementPrepayPen...</td></tr></table>\
\
               <!-- End Prepay.Structures.EspMortgageCollatDescStruct.EspPrepayPenaltyDataStruct--->\
  	           </span>  <!-- iNavigate Menu Body -->\
		           </span>  <!-- iNavigate Menu -->\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspMortgageGeoData</td></tr></table>\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>OptionaInputToCFGenerator</td></tr></table>\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>MBSDollarRollStruct</td></tr></table>\
\
            <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspLoanAndBorrowerInfoStruct</td></tr></table>\
\
		        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/branch.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspCollateralCompositionIDs</td></tr></table>\
\
		        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leaf.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspPrepaymentScoreStruct</td></tr></table>\
\
 						<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
            <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
				    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
            <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
			      <td><table border="0" cellpadding="0" cellspacing="0" height="100%" background="../iNavigate/graphics/leafEnd.gif"><tr valign="top"><td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td></tr></table></td>\
            <td class="iNavigateItem" nowrap>EspDefaultModelInput</td></tr></table>\
\
            <!-- End Prepay.Structures.EspMortgageCollatDescStruct ------------------->\
  	        </span>  <!-- iNavigate Menu Body -->\
		        </span>  <!-- iNavigate Menu -->\
\
 				<!-- Begin Prepay Projections structure menu -->\
				<span id="iNavigateMenu">\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	      <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	      <a id="iNavigateItem" onFocus="blur()" href="../prepay/EspPrepayProjStruct.htm" title="Prepayment projections structure">EspPrepayProjStruct</a></span></td></tr></table>\
\
          <!-- Begin Prepay Projections menu Items ----------------------------------------------->\
		      <span id="iNavigateMenuBody">\
				  <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
          <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			    <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			    <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
          <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
          <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
          <td class="iNavigateItem" nowrap>EspDefaultRate</td></tr></table>\
\
					</span>  <!-- iNavigate Menu Body (Prepay Projections Menu items-->\
		      </span>  <!-- iNavigate Menu -->\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>OptionalModelManipulationData</td></tr></table>\
\
<!-- End Prepay.Structures-------------------------------------------->\
  	 </span>  <!-- iNavigate Menu Body -->\
		 </span>  <!-- iNavigate Menu -->\
\
<!-- Begin Prepay.Functions Heading ------------------------------------------------>\
\
     <span id="iNavigateMenu">\
\
      <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
      <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
      <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
      <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	    <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	    <a id="iNavigateItem" onFocus="blur()" href="../prepay/PrepayFunctions.htm" title="Prepayment Functions">Functions</a></span></td></tr></table>\
\
      <!-- Begin Prepay.Functions Items ----------------------------------------------->\
		  <span id="iNavigateMenuBody">\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>EspPrep_PrepayModelMThread</td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../prepay/EspPrep_initEspPrepayLoanLevelDescStructToDefault.htm" title="Initializes loan level structure">EspPrep_initEspPrepayLoanLev...</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>EspPrep_initEspPrepayFineTun...</td></tr></table>\
\
<!--- End Prepay.Functions-------------------------------------------->\
  	  </span>  <!-- iNavigate Menu Body -->\
		  </span>  <!-- iNavigate Menu -->\
\
     <span id="iNavigateMenu">\
\
<!-- Begin Prepay.Sample Programs Heading ------------------------------------------->\
		 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
      <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
      <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
      <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	    <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	    <a id="iNavigateItem" onFocus="blur()" href="../prepay/PrepaySamples.htm" title="Prepayment Sample Apps">Sample Programs</a></span></td></tr></table>\
\
      <!-- Prepay.Sample Programs Items ----------------------------------------------->\
		  <span id="iNavigateMenuBody">\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>testPrepayModel</td></tr></table>\
\
 				<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/branch.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap>testPrepayModel2</td></tr></table>\
\
<!-- End Prepay.Sample Programs------------------------------------------------------->\
		 </span> <!-- iNavigate Menu Body -->\
     </span>  <!-- iNavigate Menu -->\
\
<!-- Begin Prepay.Constants Heading------------------------------------------------->\
\
     <span id="iNavigateMenu">\
\
      <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
      <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
      <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
      <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlankEnd.gif" width="16" height="16" border="0"></td>\
	    <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	    <a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm" title="AFT defined constants">Constants</a></span></td></tr></table>\
\
      <!-- Begin Prepay.Constants Items ----------------------------------------------->\
		  <span id="iNavigateMenuBody">\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Accrual" title="Accrual constants">Accrual</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Agency" title="Agency constants">Agency</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Calculations" title="Calculations constants">Calculations</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Day count" title="Day count constants">Day count</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#General" title="General constants">General</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Indexes" title="Index constants">Indexes</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#IRP" title="IRP constants">Interest Rate Process</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Mortgage rates" title="Mortgage rate constants">Mortgage rates</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Options" title="Options constants">Options</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Prepayment" title="Prepayment constants">Prepayment</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Reinvestment" title="Reinvestment constants">Reinvestment</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#SCORE" title="AFT SCORE constants">AFT SCORE</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Securities" title="Security type constants">Securities</a></td></tr></table>\
\
        <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
        <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
			  <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
        <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
        <td class="iNavigateItem" nowrap><a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm#Volatility" title="Volatility constants">Volatility</a></td></tr></table>\
\
<!--- End Prepay.Constants-------------------------------------------->\
  	  </span>  <!-- iNavigate Menu Body -->\
		  </span>  <!-- iNavigate Menu -->\
\
<!-- End Prepay Library----------------------------------------------->\
</span> <!-- iNavigate ALL -->\
\
\
<!===== Section Break Between Libray Sections =================================>\
<span class="memberspace"><br></span>\
<!===== Section Break Between Libray Sections =================================>\
\
\
<span="iNavigateAll">\
\
<!-- MBS / OAS Library Home ------------------------------------------>\
<!-- Begin MBS.MainHeading ----------------------------------------------->\
<span id="iNavigateMenu">\
\
<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
<td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
<td><img id="iNavigateMenuBox" src="../iNavigate/graphics/rootblank.gif" width="16" height="16" border="0"></td>\
<td class="iNavigateCaption" nowrap><span id="iNavigateMenuNode">MBS OAS Calculator Library</span></td></tr></table>\
\
   <span id="iNavigateMenuBody">\
\
   <!-- Begin MBS.Introduction---------------------------------------------->\
   <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/leaf.gif" width="16" height="16" border="0"></td>\
   <td class="iNavigateItem" nowrap>\
	 Introduction</td></tr></table>\
\
   <!-- Begin MBS.Structures Heading ----------------------------------------------->\
	 <span id="iNavigateMenu">\
\
	 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	 <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	 Structures</span></td></tr></table>\
	 </span>\
\
   <!-- Begin MBS.Functions Heading ------------------------------------------->\
     <span id="iNavigateMenu">\
\
		 <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
      <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
      <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
      <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	    <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	    Functions</span></td></tr></table>\
\
      </span>  <!-- iNavigate Menu (MBS Functions) -->\
\
\
<!-- Begin MBS.Sample Programs Heading ------------------------------------------->\
		  <span id="iNavigateMenu">\
\
			<table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
      <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
      <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
      <td><img id="iNavigateMenuBox" src="../iNavigate/graphics/nodeBlank.gif" width="16" height="16" border="0"></td>\
	    <td class="iNavigateItem" nowrap><span id="iNavigateMenuNode">\
	    Sample Programs</span></td></tr></table>\
\
     </span>  <!-- iNavigate Menu (MBS Sample Applications) -->\
\
   <!-- Begin MBS.Constants--(a redirect to AFTConstants defined above)-------------------------------------------->\
   <table border="0" cellpadding="0" cellspacing="0"><tr valign="top">\
   <td><img id="iNavigatePointer" src="../iNavigate/graphics/blank.gif" width="9" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/blank.gif" width="16" height="16" border="0"></td>\
   <td><img src="../iNavigate/graphics/leafEnd.gif" width="16" height="16" border="0"></td>\
   <td class="iNavigateItem" nowrap>\
	 <a id="iNavigateItem" onFocus="blur()" href="../const/AFTConstants.htm" title="AFT defined constants">Constants</a></td></tr></table>\
\
<!-- End MBS.Library------------------------------------------------------->\
</span> <!-- iNavigateMenuBody -->\
</span> <!-- iNavigateMENU (MBS Library) -->\
\
</span> <!-- iNavigateALL -->\
\
<!-- the BOND section would go here -->\
\
<script language="JavaScript1.2">iNavigate.BeforeLoad();</script>\
</iNavigate>\
');